Group Life

Employees play a key role in the success of your business. By offering a benefits program, you can help protect the well-being of your employees and their families. Group life insurance is an important aspect of your employee benefits package, as employees rely on it to provide financial security for their families.

Plan designs:

  • Flat benefit amount by employee class

  • Multiple of earnings

  • Guaranteed issue (up to certain amounts based on the number of eligible employees)

  • Excess amounts available based on evidence of insurability

  • Accidental Death and Dismemberment riders available

  • Living benefits options

  • Family rider options

  • Simplified plan administration

  • ASO services for large group plans

Accidental Death and Dismemberment Insurance

Some employees are looking for benefits that go beyond life insurance. AD&D coverage pays for a covered accident that results in a loss of life, speech,hearing or sight, paralysis and other losses.  It can also be a low cost part of a company-provided basic coverage, an employee-paid option, or both. What's covered?

 

If you suffer a covered accidental injury or death, your AD&D insurance will provide you or your beneficiary with a payment based on your coverage amount. The following list shows potential benefits losses due to accidental injuries
 

Speech and hearing
Quadriplegia
Paraplegia
Loss of sight in one eye
Loss of limb (arm or leg)

 


You can't predict the future, but you can plan for it with AD&D insurance so you and your finances are protected in the event of a covered accidental injury or death.

 

The insurance products mentioned may be issued by various companies and may not be available in all states. Underwriting is required. All comments about such products are subject to the terms and conditions of the insurance contract issued by the carrier. MTD makes no representation regarding the suitability of this concept or the product(s) for an individual nor is MTD providing tax or legal advice.

 

© 2017 by M.T.D. Associates LLC