Employees play a key role in the success of your business. By offering a benefits program, you can help protect the well-being of your employees and their families. Group life insurance is an important aspect of your employee benefits package, as employees rely on it to provide financial security for their families.
Flat benefit amount by employee class
Multiple of earnings
Guaranteed issue (up to certain amounts based on the number of eligible employees)
Excess amounts available based on evidence of insurability
Accidental Death and Dismemberment riders available
Living benefits options
Family rider options
Simplified plan administration
ASO services for large group plans
Accidental Death and Dismemberment Insurance
Some employees are looking for benefits that go beyond life insurance. AD&D coverage pays for a covered accident that results in a loss of life, speech,hearing or sight, paralysis and other losses. It can also be a low cost part of a company-provided basic coverage, an employee-paid option, or both. What's covered?
If you suffer a covered accidental injury or death, your AD&D insurance will provide you or your beneficiary with a payment based on your coverage amount. The following list shows potential benefits losses due to accidental injuries
Speech and hearing
Loss of sight in one eye
Loss of limb (arm or leg)
You can't predict the future, but you can plan for it with AD&D insurance so you and your finances are protected in the event of a covered accidental injury or death.